By creating a platform where ambition meets opportunity and exceptionalism is encouraged. The Global Fintech Fest 2023 was a feast for all senses. So many institutions and individuals partnered with the goal to give it hyperscale and prestige. I am highly optimistic that each year it will get better. Why? Because of two reasons. Ambition met opportunity. I witnessed a platform where…

Let many ships set sail — I was looking for a valuation in-elastic, liquidity independent sustainable reason. And…i came across a body of thought from different sources which seemed to make an argument that resonated with me. Start-ups matter because they create choice, or to use a fancier word — optionality. What goes up in value when uncertainty goes up? Finance theory will say Options…

This is not a post about who is right. This post is about an important management/ value creation tool. Context management In October this year there were many articles and tweets that published presumably the chat conversations between Elon Musk, Parag Agrawal, Jack Dorsey. There is a point in the…

In my current professional avatar, there are very few things that give more joy than making authentic attempts solving meaningful problems along with high quality people. Recently at FIBAC 2022, I had such an exhilarating moment. The topic of Climate and Green Financing in India. …

Organizational sentiment affects the culture, stance and energy of the organization directly. — For a company, being Happy or Sad; Confident or Anxious; Optimistic or Pessimistic, all these are natural states. Never binary. But dominant sentiments can prevail. Leaders have a big role in shaping the dominant sentiments in a well functioning organization. I am not referring to tactical behaviors like “encouraging words”…

Engaging with and bringing on board high quality senior talent tends to be one of the top priorities for most senior leaders / investors / founders. Especially during times of high volatility such as now, it is possible to disproportionately improve talent density if one makes the right moves. With…

FinTech sector is mission critical for Indian economy. 36% of new-to-credit customers come via FinTechs compared to 22% for Banks. With growth, “Fin” in FinTech is acquiring a bigger font. This means greater focus on profitability and governance. Relentless focus on product / process innovation and customer focus made FinTechs…

What this blog post is NOT: 1. Official view on any sector 2. Investment advice What this blog post IS: 1. Reminder to not get blindly carried away by good-time or stress-time narratives 2. Remember that every decision can result in a dream outcome or a nightmare outcome. …

“I want results, and I want them yesterday!” “In the long run we are all dead!” Instant gratification can be cool (till a point). It makes us feel smart / accomplished…other fun things. No patience required. Risk seems manageable. Best thing since sliced bread! But… how to create space to also look beyond the corner, anticipate the future. After all, we need to know where the ball is going next and not just where it was.